Today, I wanted to write a short post just to share with you my thoughts about debt: avoid it like the plague. Apart from a reasonable mortgage, there is no reason to have personal debt. A key financial hack that…
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Stop letting yourself be brainwashed – Material objects equal hours of your life
Last week we visited friends in Florida. Married, no kids, in their late 30s and full of debt – mostly consumer debt. Here’s the funny thing. You would never know. They live in a tall condo where they pay approximately $3200 in RENT…
How working in the Government of Canada helps me achieve my FIRE goals.
When I first started working at the federal government a little over a decade ago, I was excited. Wow, an indeterminate federal government job. I was prepared for the job (Master’s degree, Canadian and international work experience, and a polyglot);…
The truth about “no frills” airlines
So, you’ve found a great price BUT then you realize it’s with a “no-frills” airline. Before you hit the confirm button. Keep the following hidden charges in mind. Meals – Are there meals included in your flight? If it’s a…
Frugal travelling – The top 5 ways to save money of plane tickets
As you all know, I embrace a relatively frugal lifestyle; however, if there’s one thing that I would never give up is my love for travel. There are some things that cannot be substituted and for me, it’s traveling. Until…
Costco vs Price matching
I often think about if the $60 Costco membership is worth it considering that we do a significant amount of price matching. So, I carefully looked at some of the items that most people purchase and here are five things…