Retire10acious

Today, I wanted to write a short post just to share with you my thoughts about debt: avoid it like the plague. Apart from a reasonable mortgage, there is no reason to have personal debt. A key financial hack that…

Last week we visited friends in Florida. Married, no kids, in their late 30s and full of debt – mostly consumer debt. Here’s the funny thing. You would never know. They live in a tall condo where they pay approximately $3200 in RENT…

When I first started working at the federal government a little over a decade ago, I was excited. Wow, an indeterminate federal government job. I was prepared for the job (Master’s degree, Canadian and international work experience, and a polyglot);…

So, you’ve found a great price BUT then you realize it’s with a “no-frills” airline. Before you hit the confirm button. Keep the following hidden charges in mind. Meals – Are there meals included in your flight? If it’s a…

As you all know, I embrace a relatively frugal lifestyle; however, if there’s one thing that I would never give up is my love for travel. There are some things that cannot be substituted and for me, it’s traveling.  Until…

I often think about if the $60 Costco membership is worth it considering that we do a significant amount of price matching. So, I carefully looked at some of the items that most people purchase and here are five things…